Resources & Insights
Know your rights. Make better decisions.
Honest, jargon-free guides on debt review, the National Credit Act, and managing money in South Africa.
How long does debt review take in South Africa?
You get legal protection within 5 days. Full programme runs 36-60 months. A complete phase-by-phase timeline.
Read articleDebt review vs debt consolidation: which is right for you?
One is a new loan; the other is legal protection. The complete side-by-side comparison for South Africans.
Read articleCan I keep my house and car under debt review?
Yes, and here's the legal mechanism that protects them, plus the one condition that has to be met.
Read articleWill debt review hurt my credit score?
The honest answer most articles won't give you, and why doing nothing usually does far more damage.
Read articleNCR fees explained: what you'll pay for debt review in 2026
Every fee is regulated by the NCR. The complete breakdown of application, restructuring, aftercare, PDA, and legal costs.
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